There are lots of different types of home insurance policies. In determining which policy to purchase, you need to know first the level of coverage that you need. If you have a standalone house, here are the policy options for you. HO-1 – This one is …
Home insurance is a type of insurance that protects your house, personal belongings, and your other assets in case of an unexpected event. Unlike auto insurance, this is not required by the law. However, many mortgage companies require having this before giving you a loan. How …
The home insurance cost changes, depending on the house and the policyholder’s circumstances. For your reference, here are some of the factors that affect your rate. Features and characteristics of your home Your home insurance premium can be affected by your house’s type of structure, garage, …
If you ever get to the point wherein you’d need to make a claim, you’d want to have an inventory of your things. This way, your home insurance provider would be able to fairly compensate you for everything that you’ve lost. Specify your item’s brand and …
When an unfortunate event happens to your home, and you need to make a claim on your home insurance company, here are some of the steps that you need to do. Report to the police. If a crime happened in your home like theft or vandalism, …
